Living in Westchester
Equal Housing Opportunity
When you’re ready to move to this step we
will put you in contact with a mortgage professional. This meeting is
approximately one hour in which you meet and exchange pertinent
financial information with your mortgage broker. Your information is
held in strict confidence. Your broker will work with you to accomplish
two important goals. First he/she will tell you how much house you can
afford and what your monthly payments will be.
Your broker will work with you to find the mortgage product that suite
your needs. For example will you be moving again in a short period of
time or will you plan to raise your family in this home? These scenarios
may require very different mortgage arrangements.
Having a mortgage pre-approval letter places you in a stronger position
when negotiating. The seller knows that you can afford the home and are
both a serious and qualified buyer. When a seller is aware of your
pre-approval status they are more inclined to work with you to bring
about a meeting of the minds regarding price and terms.
By definition a pre-approved buyer has an approved mortgage subject to
an appraisal of the property.
The foregoing information covers most if not all of the essential basics
related to the purchase or sale of a home. If we have missed something,
please don’t hesitate to contact us.
Rig Realty is proud to announce
our strategic alliance